One credit is ₦1. These are the rates today. Texa AI → Usage and billing → Usage and rates always shows the rates in force for your account.
| What | Credits |
|---|---|
| A reply Texa AI sends | 25 |
| A conversation resolved without a person | 100, on top of its replies |
| A draft suggested to your team | 20 |
| An action run in your systems (a lookup, a refund, a card block) | 10 |
| A voice note, photo, document or video understood | 25 |
| Audio or video transcribed | 0.3 a second (₦18 a minute) |
| A minute of Texa AI on a call, line included | 180 |
| A completed survey response or interview | 100 |
| A campaign message or call placed | 5 |
| A question put to Ask Texa AI | 150 |
| An SMS page through Texa’s SMS account | 15 (free through your own SMS account) |
| A person in Texa Desk | 10,000 a month, taken daily. The first person is free |
Free
- Messages from customers, your team’s replies and hand-overs.
- Conversations themselves, and API requests.
- WhatsApp templates. Meta bills them to your own WhatsApp account.
- The sandbox, for testing with test keys, up to 2,000 requests a month.
An example
A customer asks about a failed transfer. Texa AI looks it up and answers in six replies, and the customer doesn’t need a person. That’s 6 × 25 for the replies, 10 for the lookup and 100 for the resolution: 260 credits, or ₦260.
When rates change
A rate is never changed after the fact. A new rate starts from a date, shown in advance on Usage and rates, and what you used before it keeps the old rate.

