Credits and billing

How credits work

One prepaid balance in naira for everything Texa AI does, what happens when it runs low or runs out, and when credits expire.

Help centreUpdated on

Texa Desk works on one prepaid balance, like topping up airtime. You buy credits, and everything Texa AI does uses a few of them, whether in Texa Desk or through the API.

One credit is ₦1. There’s no plan to choose and no contract.

What you start with

Every new company gets 5,000 free credits, enough to try Texa AI on real conversations: about 200 replies.

What uses credits

Texa AI’s work: its replies, conversations it resolves, drafts for your team, actions in your systems, reading voice notes and photos, calls, campaign messages, surveys and questions to Ask Texa AI. Each person in Texa Desk after the first also uses credits each day. See What things cost.

Free: messages from customers, your team’s own replies, hand-overs, conversations themselves, API requests, and WhatsApp templates (Meta bills those to your own WhatsApp account).

When it runs low

You get a warning when your balance falls to 20% and to 5% of your last top-up, and again at zero. Warnings go by email to your administrators and to any billing emails you add, and a banner shows on every Texa AI page.

When it runs out

Texa AI pauses. Your team gets every conversation and answers customers as usual, so nobody is left without a reply. The API answers with an error saying the balance is empty. Texa AI starts again by itself as soon as a top-up is paid.

When credits expire

Credits expire 12 months after you last added credits. Any top-up keeps your whole balance alive, so an active company never loses credits. You’re told 30 days before.

If you run a group of companies

Your companies can share one balance. On Balance and top-up, see Shared with your group’s companies. See Groups of companies.

See your balance

Go to Texa AI → Usage and billing. Balance and top-up shows your balance, what you used a day lately, how much of your last top-up is left, and when credits expire. To add credits, see Top up your balance.

More in Credits and billing

  • What things cost The credits each thing uses, from a reply Texa AI sends to a minute on the phone, and what is free.
  • Top up your balance Buy credits by bank transfer in a few minutes, get a receipt with VAT, and what to do if a payment doesn't show.
  • See what used your credits Read the month's usage by meter, the rates in force, what was free, and your sandbox requests.